Quote:
Originally Posted by Bailey28
my wife and I have seperate bank accounts. Totally seperate banks, nothing is tied together. We split the bills 50-50. She has her car payment, I have mine. She has her credit card, I have mine.
I spend my money on what I want, or save it, etc. She spends on what she wants, we don't have to call each other to see if we/I can get something. I don't get handed an "allowance" like some guys I know, I have no ex, so I am in the clear there.
It works well, although I have heard that some women wouldn't "allow" a situation like that.
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This is pretty much the way my new wife and I have it set up and it seems to work just fine. We have 3 separate checking accounts--mine, hers and ours. We both use direct deposit through are jobs that fund the Joint account. Both of us believe in not carrying a month to month balance on our credit cards (separate accounts, no joint cards) so we know that the bills are not stacking up and that we are living within our means. The house payment, food, utilities, entertainment, vacations, house repairs, and non-classic car insurance all comes out of the joint account. This works because both of us have decent jobs and probably most important, we are now empty nesters.
She wanted a new car and bought herself a 2008 Altima. She makes the payments on it with her own money. Instead of a new car, I am content with driving my 11 year old beater Oldsmobile so that I can buy more go fast parts for the Mustang, or other hobby items.
With the old wife I did the allowance thing and the money always seemed to be dried up when I needed something, like gas money to go to work. . . . .

I cleaned out my garage on ebay to have pocket money, no joke. Funny that after we separated (and then later divorced) I had more disposable $$ in my pockets, even after paying child support, a car note, and housing costs.

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Dennis
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65' STANG (3330 lbs), 393W NA, Toploader 4 Spd, 4:11, AFR 205's, Vic Jr. Intake, CI Custom SFT, 750dp, 11.0 CR
11.26@122.83mph